o enable, encourage members to save money, by cultivating the habit of thrift and provide facilities for this purpose. To receive,accept or collect savings or deposit money from its members of all categoriesas deposit i.e. saving deposit account, fixed deposit (F.D), recurring deposit (R.D), monthly income scheme (MIS) under various savings schemes and not being current accounts from the members will be formulated from time to time by the company, will provide as such interest or benefit on the deposits whatever is fit for and beneficial to the company and to the members as per the rules & regulation or guideline of Reserve Bank of India (RBI), ministry of corporate affairs and regulatory authority on NBFC or NIDHI or mutual benefit companies.